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The best time to buy coverage | How claims work | Why Warranty Direct?

When is the best time to buy coverage?

A common misconception is that by waiting to purchase extended coverage, you will get coverage for a longer time. Much like life insurance costs rise as we age, the cost for a car warranty will rise as the vehicle ages and accrues mileage. You will be offered the longest terms and the lowest rates for newer vehicles with lower mileage. 

Warranty Direct understands that you may have a warranty from the manufacturer. Their coverage is simply an extension of that, not double coverage. The manufacturer's warranty has been factored into your price quote. The more factory warranty you have remaining, the lower the cost and greater the length of the warranty extension. In other words, you are paying for tomorrow's coverage at today's rates. In addition, Warranty Direct’s Roadside Assistance benefit  may prove to be invaluable during the Manufacturer's Warranty period.

FACT: The newer your vehicle, the lower the rates for extended coverage.

What risks do I have if I delay purchasing coverage?

• Coverage costs rise annually as parts and labor costs rise. Labor rates have risen by $15- $20 per hour in the past several years.
• As the vehicle ages and more repair data becomes available, many vehicles are placed into higher rate classes. Once you buy coverage, your rate class can not change.
• As the vehicle accrues mileage, it moves into higher rate classes.

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